Improved Tools → Better Decisions → Better Outcomes
See what state-of-the-art financial planning looks like—with clean visuals, clear tradeoffs, and data-driven confidence.
Dynamic cash flow visualization—see exactly where your money goes.
Monte Carlo Analysis
Know your probability of success—not just a single projection.
Most advisors show you one line. We run thousands of scenarios to show the confidence band around your plan and the odds of success at every stage.
Tax-Smart Roth Conversions
Fill up tax brackets strategically, not randomly.
See exactly how much to convert each year to maximize lower tax brackets without pushing you into higher ones.
Stress Testing
See how your plan survives 2008, 2020, or worse.
We replay real market crashes and hypothetical shocks so you know exactly what would have happened—and what to adjust now.
What-If Scenarios
Compare options side-by-side before deciding.
Retire at 62 vs 65? Buy the vacation home or invest the money? See the real long-term tradeoffs before you choose.
Smart Automation
One click finds the optimal tax strategy.
The software tests thousands of combinations instantly—Social Security timing, Roth conversions, and withdrawal sequencing—to surface the best strategies.
Not All Advice Is Created Equal
Robo-Advisors
- •Automated allocation
- •Basic rebalancing
- •Limited personalization
- •No human judgment
Traditional Advisors
- •Human relationship
- •Often outdated tools
- •Varying expertise
- •AUM fee conflicts
This Approach
- ✓Institutional-grade software
- ✓Human judgment + expertise
- ✓CFA® + CFP® credentials
- ✓Flat fee—no conflicts
Questions about how this works for your situation?
We'll walk through the tools, explain the insights, and show how they apply to your retirement and tax decisions.