Better Tools = Better Information = Better Decisions
See what state-of-the-art financial planning looks like—the same software used by top wealth management firms, now working for you.
Dynamic cash flow visualization—see exactly where your money goes
Monte Carlo Analysis
Know your probability of success—not just a single projection.
Most advisors show you one line on a chart. We run thousands of scenarios to show you the range of possibilities and your confidence level at every stage.
Tax-Smart Roth Conversions
Fill up tax brackets strategically, not randomly.
The slider shows exactly how much to convert each year to maximize the value of lower tax brackets without pushing you into higher ones unnecessarily.
Stress Testing
See how your plan survives 2008, 2020, or worse.
We test your plan against actual historical crashes and hypothetical scenarios. You'll know exactly what would have happened—and what adjustments to make now.
What-If Scenarios
Compare options side-by-side before deciding.
Retire at 62 vs 65? Buy the vacation home or invest the money? See the real long-term tradeoffs of every major decision—before you make it.
Smart Automation
One click finds the optimal tax strategy.
The software tests thousands of combinations instantly—Social Security timing, Roth conversions, withdrawal sequencing—and surfaces the top strategies ranked by impact.
Not All Advice Is Created Equal
Robo-Advisors
- •Automated allocation
- •Basic rebalancing
- •Limited personalization
- •No human judgment
Traditional Advisors
- •Human relationship
- •Often outdated tools
- •Varying expertise
- •AUM fee conflicts
This Approach
- ✓Industry-leading software
- ✓Human judgment + expertise
- ✓CFA® + CFP® credentials
- ✓Flat fee—no conflicts
Questions about how this works for your situation?
See how best-in-class planning tools can help you make better decisions about retirement, taxes, and your financial future.