Plan for the Good, the Bad, and the Unexpected
Stress test your plan, optimize taxes, and compare life decisions side-by-side before you act.
Scenario-based planning keeps surprises from derailing progress.
Stress Testing
See how your plan survives 2008, 2020, or worse.
We replay real market crashes and hypothetical shocks so you know exactly what would have happened—and what to adjust now.
Monte Carlo Analysis
Know your probability of success—not just a single projection.
Most advisors show you one line. We run thousands of scenarios to show the confidence band around your plan and the odds of success at every stage.
Smart Automation
One click finds the optimal tax strategy.
The software tests thousands of combinations instantly—Social Security timing, Roth conversions, and withdrawal sequencing—to surface the best strategies.
What-If Scenarios
Compare options side-by-side before deciding.
Retire at 62 vs 65? Buy the vacation home or invest the money? See the real long-term tradeoffs before you choose.
Not All Advice Is Created Equal
Robo-Advisors
- •Automated allocation
- •Basic rebalancing
- •Limited personalization
- •No human judgment
Traditional Advisors
- •Human relationship
- •Often outdated tools
- •Varying expertise
- •AUM fee conflicts
This Approach
- ✓Institutional-grade software
- ✓Human judgment + expertise
- ✓CFA® + CFP® credentials
- ✓Flat fee—no conflicts
Questions about how this works for your situation?
We'll walk through the tools, explain the insights, and show how they apply to your retirement and tax decisions.